Who We Help

Our pooled trust services are designed for individuals with disabilities who need to manage assets while preserving their eligibility for means-tested government benefits.

Individuals with Disabilities

Our primary beneficiaries are adults with physical, intellectual, or developmental disabilities who receive or qualify for needs-based government benefits.

If you have a disability and receive SSI, Medicaid, or similar benefits, a pooled trust can help you manage assets from a personal injury settlement, inheritance, or accumulated savings without losing your essential support.

Families and Caregivers

Parents, siblings, and other family members of individuals with disabilities often work with us to establish pooled trust accounts for their loved ones.

A pooled trust provides peace of mind knowing that your family member will have financial support and professional trust management even after you're no longer able to help directly.

Settlement Recipients

If you've received a personal injury settlement, lawsuit award, or structured settlement, depositing those funds into a pooled trust can protect your benefit eligibility.

Many attorneys and settlement planners recommend pooled trusts as a fast, affordable way to preserve benefits for their clients with disabilities.

Professional Advisors

We work closely with attorneys, financial planners, social workers, case managers, and benefits counselors who serve clients with disabilities.

If you're a professional advisor, we're happy to discuss how pooled trusts work, review specific cases, and provide resources to help your clients.

Common Situations Where a Pooled Trust Helps

•You're about to receive an inheritance that would disqualify you from benefits
•You settled a personal injury lawsuit and need to protect the proceeds
•You have accumulated savings that exceed SSI or Medicaid asset limits
•You're transitioning from a child with a disability to an adult and need to restructure your finances
•You want to set aside funds for your child with a disability but don't want to establish an individual trust
•You need a cost-effective alternative to an individual special needs trust

Who May Not Benefit from a Pooled Trust

A pooled trust may not be the right solution if:

•You're age 65 or older when establishing the trust (different rules apply)
•You don't have a qualifying disability under Social Security definitions
•You don't receive or anticipate receiving means-tested government benefits
•You need very large asset management that justifies a private individual trust

Ready to Learn More?

Schedule a free consultation with one of our trust specialists to discuss your unique situation.